Keratan Akhbar : RM900 Million Taken Out From EPF For Unit Trust Investment

Source : Business Times Online (10 June 2010)

A significantly larger number of Employees Provident Fund (EPF) members have opted to withdraw part of their retirement savings for investment in unit trusts.

In a statement today, EPF said the amount withdrawn under Members’ Investment Withdrawals in the first quarter of 2010 rose 43.26 per cent to RM911.15 million from RM636.01 million (Q4 2009: RM896.66 million) withdrawn in the corresponding period last year.

Total applications approved under this withdrawal increased to 113,809 (Q4 2009: 114,375) from 87,420 in the same period last year.

“The increase in withdrawals for investments is in tandem with the recovery in the domestic economy that began in the third quarter of 2009 and has since continued to gain momentum,” said EPF Chief Executive Officer Tan Sri Azlan Zainol in the statement.

EPF said the increase was also attributed to the rise in the number of members who were eligible for investment withdrawals.
Priority towards prudent investing was also reflected in the increasing number of retirees who opted for Flexible 55 Withdrawals to stretch the value of their retirement savings as opposed to Lump Sum Withdrawals, it added.

In the first quarter of 2010, EPF recorded a 52.80 per cent increase in applications from members who had opted for Flexible 55 Withdrawals in which a total of 14,869 applications (Q4 2009: 11,929) were received compared to the 9,731 applications in the corresponding period in 2009.

The amount withdrawn during the quarter grew by 26.05 per cent to RM637.73 million (Q4 2009: RM454.12 million) from RM505.94 million in the corresponding period last year.

“This also signifies the confidence members have in allowing the EPF to continue managing their retirement savings over a longer period,” Azlan said.

This sentiment was again reflected in the marginal 1.99 per cent increase of approved applications for Lump Sum Withdrawals during the quarter to 36,349 applications (Q4 2009: 30,120) from 35,640 in the corresponding period last year.

The amount withdrawn during the quarter also grew by a marginal 0.70 per cent to RM1,632.52 million (Q4 2009: RM1,235.52 million) from RM1,621.15 million in corresponding period in 2009.
Meanwhile, the total number of members who had nominated their beneficiaries was 3,253,721. — Bernama

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golongan muda lebih minat menabung

Pengguna muda Malaysia terutamanya golongan lelaki merancang untuk lebih banyak menabung dalam tempoh enam bulan akan datang, demikian menurut satu kaji selidik MasterCard.
Ia berkata penduduk Malaysia yang berusia antara 18 dan 30 (28 peratus) merancang lebih banyak menabung dalam tempoh enam bulan akan datang berbanding pengguna yang lebih berusia antara 31 hingga 45 tahun (19 peratus), 46 hingga 55 (22 peratus) dan 56 tahun ke atas (15 peratus).
MasterCard dalam satu kenyataan berkata kaji selidik itu mendapati pengguna di Asia-Pasifik, Timur Tengah dan Afrika menabung untuk hari-hari sukar yang tidak dijangka dan mereka yang berusia di bawah 30 tahun lebih banyak menabung berbanding pengguna yang lebih berusia. Kaji selidik itu yang dijalankan antara 23 Mac dan 18 April, 2009, melibatkan 9,211 pengguna di 21 pasaran.
Antara inti pati bagi Malaysia ialah pengguna lelaki (24 peratus) bercadang untuk lebih banyak menabung berbanding pengguna wanita (23 peratus) dalam tempoh enam bulan akan datang. Keadaan tidak menentu juga menyebabkan 70 peratus pengguna Malaysia sama ada mengekal atau meningkatkan tahap tabungan mereka sebagai persediaan bagi perbelanjaan kecemasan yang tidak dijangka.
Pengguna Malaysia juga menabung untuk pelaburan (59 peratus), persaraan (52 peratus) dan membeli hartanah (28 peratus). Majoriti pengguna Malaysia (31 peratus) merancang untuk menabung antara 1-10 peratus daripada pendapatan mereka dalam tempoh enam bulan akan datang. Kaji selidik itu juga menunjukkan lapan daripada 21 pasaran di seluruh rantau ini, majoriti penggunanya merancang untuk lebih banyak menabung dalam tempoh enam bulan akan datang.
Menerajui senarai penabung ialah di Vietnam sebanyak 52 peratus, India (47 peratus), Emiriah Arab Bersatu (47 peratus), Afrika Selatan (47 peratus), New Zealand (46 peratus), Filipina (45 peratus), Qatar (44 peratus) dan Australia (43 peratus).